UK Loan Information
This page contains an array of information covering Typical uses for a UK Loan, Credit Checks and Status/Non Status.
Typical uses for a Secured Loan or Tenant Loan
Home improvements - moving home has become so expensive, it's often cheaper to
stay where you are and extend, especially with a cheap secured loan.
Debt Consolidation - why struggle with different loans when you can pay them all
off in one go and you could find yourself with more money in your pocket every
month? With a UK Loan from 1OnlineLoan.com, you can pay off all your credit card
bills, store cards, car and bank loans and streamline them into one easy, lower
monthly repayment. Add together our LOW interest rates and conveniently longer
repayment periods, and your present outgoings could be cut by up to a half.
Car, caravan, motorbike, boat or holiday - why wait? Remember, interest rates
are still low - so this is the best time to buy!
House deposit, cosmetic surgery, wedding or funeral - it's hard to save up for
some things, especially something unexpected like a funeral.
A Secured Loan or Tenant Loan from 1OnlineLoan.com makes it easily affordable.
Credit Checks
If you've got a good credit history, you should have no problem getting credit
and finance. But if you've had credit problems (in the recent or even distant
past), you may find it harder to get a loan.
If you have a clean repayment record with no defaults or previous credit
problems, a credit check classes you as Status.
However if there is some reason why you fail the credit check (CCJs, defaults,
arrears, bankruptcy, self employed with no accounts, you have the wrong job or
work just a few hours a week), you are classed as Non Status.
Status or Non Status
With 1OnlineLoan.com everyone enjoys competitive interest rates!
Most mainstream lenders only lend to Status borrowers (and often these aren't
the best rates available). There are countless lenders who will lend to Non
Status borrowers, but they usually charge far higher rates.
The difference with 1OnlineLoan.com is that no matter whether you're Status or Non Status, we try our best to get you a competitive rate whatever your credit history. And it couldn't be faster or easier - just send off the our Secured Loan Application Form or Tenant Loan Application Form for a quote!
